Korang ada membuat pinjaman terutamanya pinjaman peribadi. Korang nak tahu berapa rebate atau keuntungan yang akan korang dapat jimatkan jika korang membuat penyelesaian pinjaman korang awal? Jika nak tahu boleh gunakan kalkulator ini seperti diberikan di >> KALKULATOR <<
Tidak semestinya membuat bayaran awal ini menguntungkan kerana anda kehilangan modal untuk membuat pelaburan lain. Maka, perlulah membuat kira-kira secara teliti. Namun, kita boleh lapangkan kepala jika jumlah hutang berkurang. Betul tak?
Nak buat pinjaman peribadi kadangkala cukup payah dan leceh. Pelbagai dokumen diperlukan dan adakalanya tetap kena reject kerana tidak menepati kriteria yang dimahukan, sedangkan anda kesuntukan masa dan inginkan pembiayaan yang segera untuk hal-hal peribadi anda. Jangan risau, jika anda Kakitangan Kerajaan atau Badan Berkanun, anda boleh cuba membuat permohonan.
Jika anda ingin membuat pinjaman peribadi secara mudah, pantas, dan berkesan? Admin ada kawan yang boleh membantu anda. Untuk maklumat lanjut, boleh baca Quote dibawah.
Pinjaman peribadi untuk kakitangan Kerajaan dan Badan Berkanun. Koperasi RCE (Ambank), interest tetap 6.88%, Pinjaman sehingga RM150,000 (Kelayakan 60%), Lulus dalam masa 5 hari sahaja. Dokumen minima, tidak ambil kira komitmen luar. Untuk pertanyaan lanjut sila hubungi Iman (018-3225608). Terima Kasih
1) Orang ada emaslah boleh dianggap kaya.. tak lama boleh jadi harta Qarun (Qarun gak dapat nama)
2) Emas makin hari makin mahal, sedangkan duit korang simpan banyak-banyak makin hari makin kecil nilainya. Tak percaya dulu singgit berapa banyak karipap ko boleh beli berbanding seringgit sekarang?
3) Emas adalah pelaburan masa hadapan yang mana jika berlaku kejatuhan ekonomi, hang boleh lagi survive.
4) Kalau korang dah kaya emas, boleh banyak berzakat untuk tingkatkan ekonomi orang Islam.
Sebenarnya, Mr.PiNGu tak sabar nak memiliki wang syiling baru Malaysia. Dah banyak gambar ditunjukkan di internet tapi sehingga kini saya tak berapa pasti bilakan syiling ini akan mula digunakan di Malaysia. Teruja sangat! Ni saya kongsikan lagi dua keping gambar syiling baru Malaysia 2012. ;)
Assalamualaikum dan Salam Sejahtera. WeLCoMe to my iGLoO!
Hi semua. Korang tau tak yang malaysia bakal mengeluarkan wang kertas yang baru bermula tahun hadapan? excited giler sebab wang kertas RM 20 akan diperkenalkan semula! Meriahla hehheee.. Sebenarnya, wang kertas RM 20 pernah dikeluarkan pada masa dahulu yang berwarna coklat dan mungkin anda tidak tahu dahulu pernah juga keluar wang kertas RM 1000! Saya pernah melihatnya semasa saya masih kecil. Maafkan saya jika saya tersilap (mana tau saya lihat dalam mimpi je ke hapa hehee)
Maybank a trade name for Malayan Banking Berhad is the largest bank and financial group in Malaysia, with significant banking operations in Singapore, Indonesia and the Philippines. The bank also has large interests in Islamic banking through Maybank Islamic Bank and insurance via its Etiqa subsidiary. Maybank is the largest bank in Malaysia with 374 domestic branches and 90 international branches and offices. Maybank is the second largest listed company on the Malaysian Stock Exchange, Bursa Malaysia, with a market capitalisation of over RM30 billion as of mid-April 2009.
In 2008, Maybank completed the acquisition of 15% in An Binh Bank (Vietnam), 20% of MCB Bank Ltd (Pakistan) and 97.5% of Bank Internasional Indonesia (BII). In addition, Maybank won for the second year Malaysia's Most Valuable Brand (worth RM9.3 billion), and Deal of the Year - Insolvency & Restructuring Deal of the Year at the 2008 ALB SE Asia Law Awards.
Corporates
Maybank operates consumer banking, business and corporate banking, as well as private banking services, through a network of more than 374 branch offices and more than 2,700 ATM machines in Malaysia. The company operates 22 branches throughout Singapore providing a full range of banking and financial products and services. Maybank, through Maybank Philippines Incorporated, has 45 branches in the Philippines and also has a banking presence in most of the other Southeast Asian markets, including Brunei, Papua New Guinea, Indonesia, Cambodia and Vietnam. The bank also operates branches in New York, London, Hong Kong and Bahrain
Beside its commercial banking network, Maybank operates a number of specialized subsidiaries in the insurance, investment banking and assets management, and finance sectors. The group's subsidiaries include Etiqa Insurance & Takaful which provides both conventional and Shariah-compliant insurance products, and Maybank Investment Bank which is the Group's investment banking division following the acquisition of Mayban Discount and Mayban Securities. Maybank was the first Malaysian bank granted the right to establish a branch office in China.
Maybank was founded by Malaysian business tycoon Khoo Teck Puat, who died in 2004. The company was led by President and CEO Amirsham Abdul Aziz for some two decades until March 2008 after which he was appointed Minister in the Prime Minister's Department in-charge of the Economic Planning Unit, a post he held until April 2009. Dato' Sri Abdul Wahid Omar was officially appointed as President & CEO of Maybank Group in May 2008.
As of December 31, 2008, Maybank is the largest Malaysian bank, boasting group assets worth RM301 billion (USD$87 billion), placing it among the top 120 banks worldwide. Malayan Banking is also a listed corporation on Bursa Malaysia.
Financials
Maybank Group financials (FY ending 30 June 2008)
Total Assets = RM269.1 billion (USD80.8 billion) Net Profit = RM2.93 billion (USD0.88 billion)
Maybank financials (FY ending 30 June 2008)
Total Assets = RM219.2 billion (USD65.8 billion) Net Profit = RM2.3 billion (USD0.69 billion)
Chronology
1960 - The bank was formed and founded by Malaysian business tycoon Khoo Teck Puat with a few partners in Kuala Lumpur. The bank grew rapidly to more than 150 branches within 3 years. In 1963, the bank purchased Goodwood Park Hotel, Singapore for $4.8 million.
1964 - The company established Mayban Trustees Bhd (MTB)
1973 - Forming its own investment banking subsidiary, Aseambankers Malaysia Berhad (Asian & Euro-American Merchant Banking (Malaysia) Berhad)
1975 - Aseambankers establishment of a joint venture, Kota Discount Berhad, in partnership with a group of Kuala Lumpur-based investors
1986 - Acquired a majority stake in Kota's which renamed to Mayban Discount Berhad in 1989
1987 - Mayban Securities Sdn Bhd set up to provide stockbroking and other investment services
1990 - The new Malaysian Offshore Banking Act passed and the bank set up new operations in the Federal Territory of Labuan
1990 - Mayban Unit Trust Berhad has been added, a subsidiary focused on the management of unit trust funds
1992 - Maybank launched Maybank General Assurance Bhd
1993 - Acquisition of Safety Life & General insurance Sdn Bhd then relaunched as Mayban Life Assurance
1994 - Set up a subsidiary in Papua New Guinea, which opened 2 branch offices in Port Moresby and Lae
1996 - Entered a joint-venture with PT Bank Nusa Internasional (Indonesia), bringing the Maybank name to the Indonesian market
1997 - Joined forces with Philippine National Bank, acquiring 60 percent stake of the former Republic Savings Bank
1997 - Renamed its new subsidiary Maybank Philippines Inc. (MPI) which later gained full control of the enterprise
1997 - Acquired through Philmay Holding Inc. and establishment of the real estate and property development vehicle Philmay Property Inc.
2000 - Maybank Philippines Inc. (MPI) network boasted nearly 60 branches across the Philippines
2000 - Merger completed with the Pacific Bank and the PhileoAllied Bank after Malaysian Government directive.
2000 - the corporate cracked the world top 120 banks for the first time
2001 - Opened a branch office in Shanghai after gaining a licence in China
2001 - Applied for a license to begin operations in Bahrain
2002 - Launched of Mayban Takaful Bhd begin promoting Takaful insurance products
2004 - Failed in a bid to take over Bank Permata of Indonesia
2005 - Finally received approval to launch a takeover bid, through its Aseambankers subsidiary, of BinaFikir Sdn Bhd. However, this deal had fallen through by the end of 2005.
2005 - Acquired, via the Insurance Company Mayban Fortis, MNI Insurance and Takaful Nasional
2006 - Maybank acquired American Express' card business in Malaysia
2007 (Nov) - MNI Insurance and Takaful Nasional were rebranded as Etiqa Insurance & Etiqa Takaful respectively. Subsequently, Mayban Takaful transferred all its business, assets and liabilities to Etiqa Takaful.
2008 (May) - Dato' Sri Abdul Wahid Omar, is officially appointed as President & CEO of Maybank Group.
2008 - Completed the acquisition 15% in An Binh Bank (Vietnam), 20% of MCB Bank Ltd (Pakistan) and 97.5% of Bank Internasional Indonesia (BII).
2009 (January) - Renamed its subsidiary Aseambankers to Maybank Investment Bank.
2009 - Raised RM6 billion in equity capital through a 9-for-20 rights issue at RM2.74.
Principal subsidiaries
Aseam Credit Sdn Bhd
Aseam Malaysia Nominees (Asing) Sdn Bhd
Aseam Malaysia Nominees (Tempatan) Sdn Bhd
Aseambankers Malaysia Bhd
Aseamlease Bhd
Etiqa Insurance & Takaful
Mayban (Nominees) Sdn Bhd
Mayban Discount Bhd
Mayban General Assurance Bhd
Mayban International Trust
Mayban International Trust (Labuan) Bhd
Maybank Investment Bank Bhd
Mayban Investment Management Sdn Bhd
Mayban Life Assurance Bhd
Mayban Life International (Labuan) Ltd
Mayban Nominees (Asing) Sdn Bhd
Mayban Nominees (Hong Kong) Ltd
Mayban Nominees (Singapore) Pte Ltd
Mayban Nominees (Tempatan) Sdn Bhd
Mayban Offshore Corporate Services (Labuan) Sdn Bhd
Mayban Securities (Holdings) Sdn Bhd
Mayban Securities Nominees (Asing) Sdn Bhd
Mayban Securities Nominees (Tempatan) Sdn Bhd
Mayban Securities Nominees Sdn Bhd
Mayban Securities Sdn Bhd
Mayban Takaful Berhad
Mayban Trustees Bhd
Mayban Unit Trust Berhad - (This branch of Maybank was sold to PNB in mid 2007)
CIMB Group is Malaysia’s second largest financial services provider, and fifth largest in Southeast Asia by total assets. It is owned by Bumiputra-Commerce Holdings Berhad (BCHB), which is listed on Bursa Malaysia with a market capitalization of RM26.6 billion.
CIMB Group operates as a universal bank offering a full range of financial products and services, covering corporate and investment banking, consumer banking, treasury, insurance and asset management. CIMB Group offers products and services on a dual banking basis, giving customers a choice of both conventional and Islamic solutions.
As a universal bank, it is able to serve everyone from all walks of life in Malaysia as well as throughout the region, including large regional corporations, domestic listed companies, entrepreneurial start-ups, high-net worth individuals, pensioners and children. Today, CIMB serves close to seven million customers in over 600 locations through over 25,000 staff.
At present, its main markets are Malaysia, Indonesia and Singapore, countries in which CIMB Group has full universal banking capabilities. CIMB Group’s presence in 11 countries covers South East Asia and major global financial centres, as well as countries with which their South East Asian customers have significant business and investment dealings.
In addition, CIMB extends its regional reach and range of products and services through strategic partnerships. Partners include the Principal Financial Group, Aviva plc, Allianz Malaysia Berhad, Mapletree Capital Management, Bank of Tokyo-Mitsubishi UFJ, Standard Bank plc, Daewoo Securities, the Kanoo Group, Malaysia Airlines, International Currency Exchange, EDS, Pos Malaysia, 7-11, Singer Malaysia and many more.
History
1924: Bian Chiang Bank was established in Kuching by Wee Kheng Chiang. Its primary activities were business financing and the issuance of bills of exchange.
1935: Ban Hin Lee Bank (BHLB) was established in Penang by Yeap Chor Ee. Its Original focus was serving local businessmen in their trading and merchant activities. In the 1960s it branched out into real estate and home financing and by 1990 it had become a modern and thriving financial instituition. It was then listed on the Kuala Lumpur Stock Exchange on January 7 1991.
1965: Southern Bank Berhad (SBB) was founded as Southern Banking Ltd. It started out in Penang but quickly expanded and set up operations in Kuala Lumpur. It was soon recognized as an important player in wealth management products, credit cards and small-medium enterprise lending (SME).
1965: Bank Bumiputra Malaysia Berhand (BBMB) was incorporated. This was in line with government initatives to increase Bumiputra participation in the national economy. The bank grew to be the most prominent bank for all Malaysians with branches throughout the country. By 1980 it had become the largest bank in the country in terms of assets and was the first domestic bank to have operations in New York, London, Tokyo, Bahrain and Hong Kong.
1972: United Asian Bank Berhad was established in Kuala Lumpur. This was a result of the merger of three Indian-owned banks; Indian Overseas Bank Ltd., Indian Bank Ltd., and United Commercial Bank Ltd. UAB started as a joint-venture in banking between Malaysia and India, taking over the operations of the Malaysian branches of Indian banks in 1972. It established a reputation for encouraging enterprise amongst less prosperous sections of the country.
1974: Pertanian Baring Sanwa Multinational Berhad (PBS) was incorporated by Bank Pertanian, Baring Brothers of United Kingdom, Sanwa Bank of Japan and Multinational bank of the United Kingdom. It was managed by the Baring Brothers and provided corporate advisory and funding services to multinationals.
1979: Bian Chiang Bank was renamed Bank of Commerce Berhad. This was a result of its purchase by the UMNO-owned Fleet group. In 1982, the bank became an institution with RM367 million in total assets and total shareholders’ funds of RM12.8 million.
1986: Pertanian Baring Sanwa Multinational Berhad was renamed Commerce International Merchant Bankers Berhad (CIMB). This was a result of Bank of Commerce Berhad replacing Bank Pertanian as the controlling shareholder of PBS. CIMB retained its corporate finance focus and added stock broking to its range of services.
1991: Bank of Commerce acquired UAB. After the acquisition, Bank of Commerce’s branch network increased almost fourfold. The listed holding company was then renamed Commerce-Asset Holdings Berhad (CAHB).
1999: BBMB and Bank of Commerce merged to form Bumiputra-Commerce Bank.
2000: As part of the government initiated banking consolidation plan, SBB acquired Ban Hin Lee Bank Berhad and also took over two smaller finance companies; Perdana Finance Berhad and Cempaka Finance Berhad.
2003: CIMB was listed on the main board of the KLSE. In the same year, CIMB Islamic was launched providing customers with Syariah compliant solutions.
2004: CIMB acquired 70% of Commerce Trust Berhad (CTB) and Commerce Asset Fund Managers Berhad (CAFM). This led to the formation of CIMB-Principal, a joint venture with the Principal Group of USA. Then in 2005, CIMB acquired Singapore based G.K. Goh which was established in 1979 as an international stock broker. This led to the formation of CIMB-GK, CIMB’s international investment banking operator.
2005: Commerce Asset Holdings Berhad (CAHB) announced its strategic decision to create a universal bank by combining its commercial and investment banks. Following this announcement, Bumiputra-Commerce Group was acquired by CIMB. As part of the exercise, CAHB was renamed Bumiputra-Commerce Holdings.
2006: In January, CIMB completed its restructuring exercise under Bumiputra-Commerce Holdings Berhad. The new CIMB Group was known as a universal bank. It made a transition to a full-service banking provider serving corporates to individuals. Then in March, CIMB Group acquired SBB after extensive negotiations. After the acquisition, in September CIMB Group was launched by the Prime Minister of Malaysia, YAB Dato’ Seri Abdullah bin Haji Ahmad badawi.
2007: CIMB Group launched its flagship presence in both Thailand and USA through the establishment of CIMB-GK Securities (Thailand) Ltd. And CIMB-GK Securities (USA) Inc,. In November, CIMB Foundation launched as a not-for profit organization that will carry out the Group’s corporate social responsibility.
2008: CIMB Group entered into an agreement for a 19.99% stake in Bank of Yingkou adding mainland China to the Group’s network. In the same year CIMB Group undertook the merger of PT Bank Niaga TBK with PT Bank Lippo Tbk to create the 6th largest bank in Indonesia. CIMB Group and the Principal Financial Group launched CIMB-Principal Islamic Asset Management also in that year. Lastly, CIMB Group entered into an agreement with Financial Institutions Development Fund to purchase a 42.13% stake in Bank Thai Public Company.
Businesses
Consumer Banking
CIMB Bank Berhad is the commercial banking arm of CIMB Group, offering retail banking services to over 5.3 million customers in Malaysia. It provides a comprehensive range of consumer banking products and services through a country-wide network of 367 branches, and over 2100 self-service terminals and internet channels. As the second largest commercial bank in Malaysia, CIMB Bank has significant market share across all consumer banking products.
In Singapore, CIMB Group’s consumer banking business operates on a full banking licence via CIMB Bank Singapore, which offers a full suite of banking products to high net worth individuals, businesses and retail clients.
CIMB Group’s consumer banking business in Indonesia is offered through its 77.24% owned subsidiary PT Bank CIMB Niaga Tbk. Established in 1955, it merged with PT Bank Lippo Tbk in November 2008 to form the sixth largest bank in Indonesia by assets, with over 650 branches nationwide.
Bank CIMB Niaga offers a comprehensive range of conventional and Shariah-compliant banking products and services. It was the first local bank to introduce ATM services in 1987 and online banking in 1991. It is currently the second largest mortgage provider in Indonesia with a 10.9% market share.
In Thailand, CIMB Group controls 93.15% of BankThai as of March 2009 and is its single largest shareholder. Listed on the Stock Exchange of Thailand, BankThai has a solid deposit and lending business and operating base of SME and retail customers. With subsidiary businesses in stockbroking, insurance and asset management, BankThai is the 11th largest commercial bank in Thailand by assets with 147 branches nationwide. CIMB Group also has commercial banking branches in Hong Kong and London.
Investment Banking
As the leading investment bank in Malaysia and Southeast Asia, CIMB Investment Bank Berhad has offices in Malaysia, Singapore, Indonesia, Hong Kong, Thailand, Brunei, the UK and the US. Its private banking arm, CIMB Private Banking, is the country’s first full service private bank for high net worth individuals in Malaysia, Singapore and Indonesia.
Islamic Banking
CIMB offers Shariah-compliant financial products and services through, CIMB Islamic Bank Berhad. CIMB Islamic caters to the needs of individual, small and medium scale enterprises and large institutional customers in investment banking, consumer banking, asset management, private banking and takaful.
CIMB Islamic has over 100 investment bankers and specialists, and its business coverage spans from Southeast Asia to major financial markets in the world like Hong Kong, London, New York and the Middle East. In Malaysia, its retail banking services are co-located at CIMB Bank’s 367 branches nationwide.
Asset Management
CIMB Group provides fund management expertise and offers customised portfolio mandates and unit trust funds to institutional and retail clients. It also operates a range of wholesale funds invested in real estate, private equity, venture capital, strategic assets and structured investments.
As at the end of 2008, the Group’s assets under management stood at RM19.2 billion. The Group’s asset management activities are operated from CIMB-Principal Asset Management Berhad, CIMB-Principal Islamic Asset Management Sdn Bhd, CIMB-Mapletree Management Sdn Bhd, CIMB Standard Strategic Asset Advisors Sdn Bhd and CIMB Private Equity and Venture Capital.
Insurance
The Group’s life insurance and takaful products and services are offered through CIMB Aviva Assurance Berhad and CIMB Aviva Takaful Berhad, both 51%-owned subsidiaries of CIMB Group. Aviva, CIMB’s partner in life insurance and takaful, is the world’s fifth largest insurance group.
CIMB Group also has a long-term strategic bancassurance agreement with Allianz Malaysia to offer Allianz’s non-life insurance products and services at CIMB Bank’s 367 branches nationwide. Allianz is a leading global insurer, servicing the needs of 80 million customers in over 70 countries worldwide.
Branding
CIMB Group
"CIMB Group" is home to its three main sub-brands, incorporating all shared services and group communications.
CIMB Bank
"CIMB Bank" is the trademark for CIMB Group's consumer bank, which offers a wide range of financial products and services to customers that encompass mass market, mass affluent, and the SME/SMI business community.
CIMB
"CIMB" incorporates leading investment banking services for corporate clients, asset management services and private banking for high net-worth individuals.
CIMB Islamic
"CIMB Islamic" is an Islamic banking franchise, incorporating products and services in compliance with Syariah principles. "CIMB Islamic" is a universal Islamic bank, with a full spectrum of investment banking, asset management, and consumer banking solutions.
Board of Directors
Tan Sri Dato' Md Nor Yusof
Non-Independent Non-Executive Director/ Chairman
Dato' Hamzah Bakar
Independent Non-Executive Director
Tan Sri Dato' Seri Haidar Mohamed Nor
Independent Non-Executive Director
Dato' Zainal Abidin Putih
Independent Non-Executive Director
Dato' Sri Nazir Razak
Non-Independent Executive Director/ Group Chief Executive
Datuk Dr. Syed Muhamad Syed A. Kadir
Independent Non-Executive Director
Cezar Peralta Consing
Independent Non-Executive Director
Dato' Mohd Shukri Hussin
Non-Independent Non-Executive Director
Dato' Robert Cheim Dau Meng
Non-Independent Non-Executive Director
Hiroyuki Kudo
Non-Independent Non-Executive Director
Group Management
Dato' Sri Nazir Razak
Group Chief Executive
Kenny Kim
Head, Group Strategy & Finance
Dato' Mohd Shukri Hussin
Non-Independent Non-Executive Director
Peter England
Head, Retail Banking
Dato' Robert Cheim
Adviser, Investment Banking
Tan Leng Hock
Head, Business Banking
Dato' Charon Wardini Mokhzani
Head, Corporate and Investment Banking
Raja Noorma Raja Othman
Head, Group Asset Management
Tunku Dato' Ahmad Burhanuddin
Head, Group Customer Care and Management Support
Peter Miller
Head, Group Insurance
Dr. Gan Wee Beng
Head, Group Risk Management
Badlisyah Abdul Ghani
Head, Islamic Banking
Lee Kok Kwan
Head, Group Treasury and Investments
Jean Yap Yoke Yuen
Head, Direct Banking & Cards
Hamidah Naziadin
Head, Group Corporate Resources
Abd Karim Md Lassim
Head, Auto Finance
Iswaraan Suppiah
Head, Group Information & Operations
Ahmad Shazli Kamarulzaman
Head, Group Special Asset Management
Sulaiman Mohd. Tahir
Head, Consumer Sales & Distribution
Lim Tiang Siew
Head, Group Chief Internal Auditor
Subsidiaries
CIMB Investment Bank Berhad (CIMB)
This is the investment banking and securities franchise of CIMB Group. CIMB’s regional footprint includes presence in Malaysia, Singapore, Thailand, Indonesia and Hong Kong, and two equity sales offices in London and New York.
This award-winning franchise has a long history of structuring and advising several landmark deals including the world’s largest plantation assets consolidation between Sime Darby, Kumpulan Guthrie and Golden Hope valued at USD $8.8 billion (RM 28.7 billion) and Binariang GSM’s USD $11.7 billion (RM 38.2 billion) privatisation of Maxis Communications. In recognition of its benchmark-setting achievements, CIMB has been named Best Investment Bank for Malaysia by several leading international financial publications such as Euromoney, FinanceAsia and The Asset.
CIMB Bank Berhad (CIMB Bank)
CIMB Bank Berhad is the commercial banking arm of CIMB Group, offering a full range of banking products and services to over 4.7 million customers in Malaysia. Its wide distribution platform encompasses a country-wide network of 366 branches, and over 2100 self-service terminals and internet channels.
As the second largest commercial bank in Malaysia, CIMB Bank holds significant market share across all consumer banking products. In 2007, it was named Asia’s Most Improved Retail Bank by Asian Banking and Finance magazine and Malaysia’s Bank of the Year by The Banker magazine.
CIMB Islamic Bank Berhad (CIMB Islamic)
CIMB Islamic is the global Islamic banking and finance arm of CIMB Group. It offers Shariah-compliant financial solutions in the spheres of investment banking, consumer banking, asset management, takaful, private banking and wealth management.
CIMB Islamic’s products and operations are managed in strict compliance with Shariah principles under the guidance of the CIMB Islamic Shariah Committee, which comprises the world’s leading Islamic scholars.
CIMB Islamic is recognised as a pioneer in Islamic financial markets, having advised on the world’s first shariah-compliant exchangeable bond and the largest sovereign sukuk issue globally.
CIMB-Principal is one of the largest asset management companies in Malaysia. Its workers offer equities, fixed income, cash, and Shariah compliant fund management from offices in Kuala Lumpur, Singapore and Jakarta. CIMB-Principal develops and distributes a comprehensive range of unit trust funds, and manages customized portfolio mandates for corporations and institutions. It is jointly owned by CIMB Group and the Principal Financial Group, a Fortune 500 company.
CIMB-Mapletree Management Sdn Bhd
CIMB-Mapletree Management Sdn Bhd is a real estate fund management company that invests in Malaysian property assets. It is a 60:40 joint venture between CIMB Group and Singapore’s Mapletree Investments Pte Ltd.
CIMB-Mapletree currently manages CMREF1 (CIMB-Mapletree Real Estate Fund 1), a RM1.5 billion closed-end real estate fund with a diversified local and foreign institutional investor base. Its investment properties to date include CP Tower, Jaya Shopping Centre, an office development in K L Sentral and a high-end residential project in Penang.
CIMB-GK Pte. Ltd. (CIMB-GK)
CIMB-GK is the international investment banking and securities franchise of CIMB Group. It is a wholly owned subsidiary of CIMB Group, offering institutional and retail broking, wealth management, investment banking and corporate advisory services in Singapore, Jakarta, Hong Kong, Bangkok, London and New York.
CIMB-GK’s award-winning research team supports its business units with analysis of over 400 listed companies in Asia. Its established stockbroking business and distribution capabilities provide an extensive network that reaches top-tier institutional investors, mid-market investment funds, high net worth individuals as well as retail investors in Asia.
CIMB Futures Sdn Bhd
CIMB Futures Sdn Bhd offers execution and clearing services for futures and option products traded on Bursa Malaysia Derivatives Berhad. It serves both retail and institutional clients and is ranked among the top 3 trading participants on Bursa Malaysia Derivatives.
CIMB Private Equity
CIMB Private Equity is the venture capital and private equity arm of CIMB Group with over RM1.3 billion in third-party funds under management. It provides equity capital to companies in a wide range of industries - including healthcare, communications, agriculture, information technology and manufacturing – be it for restructuring, acquisitions or expansions. CIMB Private Equity focuses on medium to long term investment opportunities in Southeast Asia and has over 40 companies in its portfolio.
PT Bank CIMB Niaga TBK ('CIMB Niaga')
CIMB Niaga was established in 1955. It is currently the sixth largest bank in Indonesia by assets. BCHB became the majority shareholder in November 2002 after it acquired a strategic stake from the Indonesian Government via the Indonesian Bank Restructuring Agency. CIMB Niaga is currently the second largest mortgage provider in Indonesia with a 9.6% market share.
CIMB Thai Bank Public Company Limited (CIMB Thai)
CIMB Thai was previously known as BankThai Public Company Limited, was established in 1998 with the Financial Institutions Development Fund (FIDF) as its major shareholder. On 5 November 2008, CIMB Bank Berhad became BankThai’s largest shareholder after completing its purchase of a 42.13% stake in BankThai from the FIDF for THB5.9 billion. On 20 November 2008, CIMB Group made a tender offer for the remaining shares of BankThai at THB2.10 per share. As of 6 January 2009, CIMB Bank Berhad holds 92.04% of BankThai shares. CIMB Group has launched a transformation programme aimed at returning BankThai to profitability and competitiveness.
Awards
Awards 2009
Award
Awarded by
HR Community Award The Asia HRD Congress 2009 awarded Hamidah Naziadin, Director, Group Corporate Resources with the "HR Community Award" in recognition of her contribution in the areas of Human Capital Development.
The Asia HRD Congress 2009
QFC-Asian Banker Achievement Award for Islamic Finance In recognition of CIMB Islamic's sophisticated institutional and retail offerings unmatched in the Asia Pacific region.
The Asian Banker
Islamic Banker of the Year - Badlisyah Abdul Ghani Badlisyah Abdul Ghani was named the Islamic Banker of the year in recognition of his excellence amongst Islamic Bankers.
The Asset Triple A Awards 2009 (Islamic Finance)
Best Islamic Bank In recognition of CIMB Islamic's contribution to Islamic Banking.
The Asset Triple A Awards 2009 (Islamic Finance)
Best Islamic Retail Bank In recognition of CIMB Islamic's strength in Islamic Retail Banking.
The Asset Triple A Awards 2009 (Islamic Finance)
Best Islamic Investment Bank, Asia Pacific In recognition of CIMB Islamic's contribution to Islamic finance in Asia Pacific.
The Asset Triple A Awards 2009 (Islamic Finance)
Best Domestic Islamic Finance House In recognition of CIMB Islamic as the Best Domestic Islamic Finance House in Malaysia.
The Asset Triple A Awards 2009 (Islamic Finance)
Best Quasi Sovereign Sukuk In recognition of CIMB Investment Bank's role as joint bookrunner in Paka Capital's USD 550 million Exchangeable Sukuk Musyarakah.
The Asset Triple A Awards 2009 (Islamic Finance)
Best Islamic Project Finance Deal (Malaysia) In recognition CIMB Investment Bank's role as arranger in MRCB Southern Link Berhad 845 million Ringgit Senior Sukuk Istisna' and 199 million Ringgit Junior Sukuk Istisna.
The Asset Triple A Awards 2009 (Islamic Finance)
Most Innovative Islamic Finance Deals In recognition of CIMB Investment Bank's role as arranger in the Cagamas 2 billion Ringgit Sukuk Commodity Murabahah.
The Asset Triple A Awards 2009 (Islamic Finance)
Most Innovative Islamic Finance Deals In recognition of CIMB Investment Bank's role as joint book runner in Paka Capital's USD 550 million Exchangeable Sukuk Musyarakah.
The Asset Triple A Awards 2009 (Islamic Finance)
Most Innovative Islamic Finance Deals In recognition of CIMB Investment Bank's role as arranger in MRCB Southern Link Berhad 845 million Ringgit Senior Sukuk Istisna' and 199 million Ringgit Junior Sukuk Istisna.
The Asset Triple A Awards 2009 (Islamic Finance)
Most Innovative Islamic Finance Deals In recognition of CIMB Trustee's role in Tadamun Services 300 million Ringgit Islamic Trust Certificates.
The Asset Triple A Awards 2009 (Islamic Finance)
Deals of the Year 2009 for Islamic Finance in the Region of Asia Pacific The winning Deal: Khazanah Nasional's Concurrent Sukuk Exchangeable Trust Certificates and Equity Placement into Parkson Retail Group. CIMB Group was one of the joint bookrunners and joint lead managers in this deal.
The Banker
Best Islamic Bank in Malaysia and Asia for 2009 In recognition of CIMB Islamic's strength in Islamic Banking in Malaysia and Asia.
Global Finance
Best Domestic Provider for Local Currency Products (Structured Currency Products) Malaysia In recognition of CIMB Investment Bank's capabilities in Malaysian Ringgit structured interest-rate products.
Asiamoney
Best Malaysian Equity Fund In recognition of CIMB-PRINCIPAL Asset Management Bhd's performance of its CIMB Dali Equity Growth Fund as at end 2008.
Failaka Advisors at the fourth Annual Failaka Islamic Fund Awards
Best Retail Banking Branch Innovation Award In recognition of CIMB Bank's drive to create a single banking identity with new branch innovations.
The Asian Banker (Excellence in Retail Financial Services Awards)
HR Excellence Category - "Gold Recognition" In recognition of Group Human Resources HR functions, alignment of HR department's work with company's goal, HR development strategy, best practices in HR, the provision of continuous learning & training, and application of HR systems & technology.
Malaysia HR Awards 08-09
HR Excellence Category - "Grand Award" In recognition of Group Human Resources HR functions, alignment of HR department's work with company's goal, HR development strategy, best practices in HR, the provision of continuous learning & training, and application of HR systems & technology .
Malaysia HR Awards 08-09
Best Employer's Award (Banking & Financial Services Institutions Category)
Malaysia HR Awards 08-09
Rising Star Cash Management Bank – Malaysia In recognition of Group Human Resources HR functions, alignment of HR department's work with company's goal, HR development strategy, best practices in HR, the provision of continuous learning & training, and application of HR systems & technology.
In recognition of Asia’s best in transaction banking.The Asset Triple A Transaction Banking Awards 2009
Best Islamic Bank in Asia In recognition of CIMB Islamic as the Best Islamic Bank in Asia.
Euromoney Islamic Finance Awards 2009
Best Sukuk Deal Award was for the Khazanah $550million Exchangable Sukuk.
Agrobank, (formerly Bank Pertanian Malaysia), the Agricultural Bank of Malaysia, is a government-owned bank in Malaysia which main role is to promote the agricultural sector through mobilization of lending facilities and savings in rural areas.
History
It was established in 1969 under the Act of the Parliament of Malaysia No.9/69 on September 1 1969 as "A development finance institution directly involved in financing the agriculture sector." It commenced operations on Jan 1st, 1970.
On December 12 2007, Dewan Rakyat (the Lower House of the Parliament) has approved the proposed Bank Pertanian Malaysia 2007 Bill to incorporate Bank Pertanian with a paid-up capital of RM1 billion to enable it to be competitive with other financial institutions and empower it to help develop agriculture as the third engine of growth under the Ninth Malaysia Plan.
The corporatization will enable the bank to offer competitive and comprehensive financial products and venture into new business activities which the bank is currently unable to undertake due to the limitation of the current BPM act. Among the new products and activities will be agriculture, life and general insurance, credit card service, credit guarantee, investment, capital market, internet banking and current account.
On December 19 2007, Dewan Negara (the Upper House) approved the bill.
On 8 April2008, Bank Pertanian Malaysia changes its new name to Agrobank.
Public Bank Berhad is a bank based in Malaysia.The Public Bank Group's business ended the financial year 2005 on a high note with RM111.6 billion in assets, RM68.1 billion in loans and RM84.1 billion in deposits. In terms of balance sheet size, the Public Bank Group is the third largest banking group in Malaysia with approximately US$ 41.76 billion in total assets in Malaysia with the lowest non-performing loan ratios.
Presently, Public Bank has 243 local branches and 3 overseas branches namely, Hong Kong Branch, Colombo Branch, Sri Lanka and Vientian Branch, Lao PDR.
History
Public Bank is currently the biggest domestic bank in Malaysia by shareholders' funds. It focuses on retail customers and small to medium sized enterprises. The bank was founded in 1966 by Teh Hong Piow, the then general manager of Malayan Banking. The bank was listed on the Malaysian Stock Exchange in 1967.
Board of Director
1. Tan Sri Dato' Sri Dr. Teh Hong Piow (Non-executive Chairman)
2. Tan Sri Dato' Thong Yaw Hong (Independent Non-executive Co-Chairman)
3. Tan Sri Dato' Sri Tay Ah Lek (Managing Director)
Affin Bank is the smallest anchor bank in Malaysia. Formerly known as Perwira Habib Bank. This bank started growing by giving out low interest credit cards and loans.
AMMB Holdings (which trades as AmBank Group) specializes in Islamic financial service products. AmBank Group controls dozens of subsidiaries and affiliates, providing individuals and businesses with a range of financial services and products through some 200 offices. Tan Sri Azman Hashim, the chairman, controls about one-third of AMMB Holdings. In 2006, Amcorp's interest in AMMB was reduced from 32.9% to 18.8% after the Tan Sri Azman sold 300 million shares to ANZ Group. AmBank Group is currently the fifth largest banking group in Malaysia. AmBank Group was founded back in 1975 as Arab-Malaysian Development Bank, by Merchant Banking pioneer, Hussain Najadi via his Holding company AIAK (Arab Investments for Asia Kuwait). He brought the bank public via the Kuala Lumpur Stock Exchange (KLSE) in 1981.
Hong Leong Bank was founded by Mr LAM Ji Chiew and began its operations in 1905 in Kuching, Sarawak under the name of Kwong Lee Mortgage & Remittance Company. The company granted loans against the security of export commodities such as pepper, rubber and other indigenous products. It also provided the services of remitting money of overseas Chinese to their families in Southeast region of China.
In the initial years, the company went through a difficult period of growth when a number of economic crises occurred. The First World War broke out in 1914 causing panic in the financial circles. A few years after hostilities ended, the Post-war Recession of 1920-1921 set in. After the Recession, the company opened its branch in Sibu in 1923 and three years later another branch was opened in Singapore in 1926. The year 1929 saw the start of the Great Depression that lasted until 1933. The Depression caused a sharp fall in the export earnings of commodities and many business concerns, including some banks, were in financial difficulties.
Kwong Lee Mortgage and Remittance Company survived all these setbacks because of its strong cash reserves and its conservative operational policy. Immediately after the Depression, on 26 October 1934, the company was converted into a public company under the name Kwong Lee Bank and shortly after, the third branch of the Bank was opened in Sarikei in 1937.
The Second World War caused a temporary disruption in the currency and banking system. After the war the immediate task was one of reconstruction and rehabilitation. In this connection, Kwong Lee Bank played an important role to revive confidence and business activities by providing financing to enable old businesses to be resumed and new ones to be set up. The aftermath of the war saw the continued expansion of the Bank, and another branch was opened in 1973 in Bintangor.
Expansion in Peninsular Malaysia
n the late 1977, Yang Amat Mulia Tunku Osman Ibni Tunku Temenggong Ahmad, a member of the royal family from the State of Johor, took over the control of the Bank and changed the direction of its expansion. From four banking offices in Sarawak and one in Singapore, the Bank expanded its operations to Peninsular Malaysia when it opened its first branch in Kuala Lumpur in May 1978 and this was followed by another branch in Johor Bahru during the same month. Over the next four years, a total of six branches were opened in Labis, Segamat, Bintulu, Kota Tinggi, Kota Kinabalu and Kluang and on 1 January 1982, the Head Office was relocated from Kuching to Kuala Lumpur.
Kwong Lee Bank Berhad was acquired by the MUI Group in May 1982 and renamed Malayan United Bank Berhad on 2 February 1983. Later it was renamed MUI Bank Bhd. Under the MUI banner the Bank grew from 11 branches (including Singapore) to 35 branches.
On 3 January 1994, the Hong Leong Group Malaysia acquired MUI Bank Berhad through Hong Leong Credit Berhad and renamed it as Hong Leong Bank Berhad (HLBB). HLBB was listed on the Kuala Lumpur Stock Exchange on 17 October 1994 with its total paid up capital enlarged to RM 470 million. Since then, the growth of the Bank has been remarkable.
The consolidation of the banking institution to meet the requirements of Bank Negara Malaysia marks another milestone for Hong Leong Bank Berhad. The completion of the merger of Hong Leong Bank with Wah Tat Bank and Hong Leong Finance with Credit Corporation Malaysia on 1 January 2001 marks the emergence of a larger banking group.
HLBB is a member of the Hong Leong Group. The Group has diversified businesses in financial services, manufacturing, property and infrastructure development.
RHB Bank Berhad (also known as the Rashid Hussein Bank) is a bank based in Kuala Lumpur, Malaysia. It specializes in commercial banking, corporate and investment banking and international banking services. The bank was formed after a merger between Kwong Yik Bank and DCB Bank (Development and Commercial Bank, also formerly known as D&C Bank), on July 1, 1997, and Sime Bank and Bank Utama later. On March 9, 2007, the Employees Provident Fund (EPF) gained control of the bank, after winning a bid against EON Capital and a Kuwait Finance House-led consortium.[1] RHB Bank is a part of RHB Capital Berhad financial conglomerate.
RHB Bank was the third largest bank in Malaysia, with 200 offices in Malaysia and the region (as of 2002). The bank was also named the "Best Domestic Bank" by both Finance Asia and Euromoney in 1997.
Of origin, RHB Bank (Swift Code:RHBBMYKLXXX) was commonly known as Sime Darby Bank and prior to that the United Malayan Banking Corporation, an UMNO associated bank. RHB Bank specialises in consumer banking with other entities like RHB Islamic Bank,Delta Finance to its name. RHB Bank is a commercial bank focusing on industrial and commercial lending in Singapore, despite it being a fully qualified bank.
Other products includes debit mastercard i-Cash and i-Connect along with SenQ debit mastercard electronic.
